Professional services
Hanover Professional Services Advantage targets accounts that provide professional services, primarily operating from an office environment. Our appetite for professional services varies by state, size of risk and line of business. Please contact your local underwriter to discuss specific opportunities.
Office-based services
- Lawyers and notaries
- Accounting, tax preparation, payroll and bookkeeping services
- Design services
- Consultants
- Research and development services
- Travel agencies
- Document preparation services
- Educational support services
- Business support services
- Executive search services
Field-based services
- Corporate, subsidiary, regional managing offices
- Portfolio management
- Insurance agencies and brokerages
- Interior designers of proprietary label furniture
- Interior designers of proprietary home furnishings
- Photographic services
- Building inspection services
Additional options
The following additional classes are eligible for standalone professional liability coverage through Hanover Professional and Executive Lines.
- Advertising agencies
- Broadcasters
- Claims adjusters
- Construction management
- and more
Not in appetite
- Clinical trial laboratories
- Law offices with more than 250 attorneys
- Geophysical exploration from aircraft
Visit the SmallComm Solutions portal for detailed appetite information for small commercial professional services risks.
Property and general liability
Property
- Selection of base property broadening endorsements that add or enhance more than 65 coverages
- Business owner’s policy, including broadening endorsements for accountants, architects and engineers, and law offices
General liability
- Suite of general liability broadening coverage that add or enhance over 20 coverages
- Global general liability endorsement
Additional coverage options
- E-commerce coverage
- Electronic data processing equipment coverage
- Property off premises coverage
- Valuable papers and records coverage
- Automobile
- Umbrella
- Workers’ compensation
- International
Professional and executive lines
Professional and executive lines
Executive lines
- Cyber
- Directors and officers liability
- Employment practices liability
- Fidelity and crime
- Fiduciary liability
Professional lines
Surety
Surety
- Commercial surety bonds including performance and/or payment bond and license and permit bond
Hanover Professional Services Advantage protects against the unique risks faced by professional service providers. Unlock the Hanover advantage.
Risk management services
Customers can access a wealth of resources, such as guide to preventing, detecting and responding to a phishing attack, a check fraud prevention checklist, contract management, cyber security checklist ergonomic solutions, fire protection and record storage and more.
Competitive products
Our innovative and comprehensive product suite provides options designed to fit current and future needs, including:
- Account-focused solutions
- Industry-specific broadening endorsements
Dedicated claims team
Our claims teams have years of industry expertise and experience handling the unique types of claims professional service providers can face. We employ experts in the fields of water mitigation, subrogation, risk transfer, litigation management, nurse and legal analysis, accounting, and SIU.
Significant experience
We have expert, local underwriting resources with national product claims and loss control services, all supported by regional experts.
Risk Solutions partnership
We partner with companies to provide background checks, employment screening and disaster recovery training.
Trusted partner
We offer the support and financial strength of an "A"-rated leading insurance carrier.
Hanover Professional Services Advantage targets accounts that provide professional services, primarily operating from an office environment. Our appetite for professional services varies by state, size of risk and line of business. Please contact your local underwriter to discuss specific opportunities.
Office-based services
- Lawyers and notaries
- Accounting, tax preparation, payroll and bookkeeping services
- Design services
- Consultants
- Research and development services
- Travel agencies
- Document preparation services
- Educational support services
- Business support services
- Executive search services
Field-based services
- Corporate, subsidiary, regional managing offices
- Portfolio management
- Insurance agencies and brokerages
- Interior designers of proprietary label furniture
- Interior designers of proprietary home furnishings
- Photographic services
- Building inspection services
Additional options
The following additional classes are eligible for standalone professional liability coverage through Hanover Professional and Executive Lines.
- Advertising agencies
- Broadcasters
- Claims adjusters
- Construction management
- and more
Not in appetite
- Clinical trial laboratories
- Law offices with more than 250 attorneys
- Geophysical exploration from aircraft
Visit the SmallComm Solutions portal for detailed appetite information for small commercial professional services risks.
Industry resources
Resources for you
Marketing materials
Private company management liability guide
Cyber liability and data breach coverage overview
Resources for your customers
Our Risk Solutions program includes onsite and remote assessments, on-demand learning, self-service tools and custom action plans that address the complex demands and issues facing professional service providers.
Employee practices liability - on-line course
See all of our Risk Solutions resources for professional services organizations
Customer tools
Let's start a conversation today
Contact a member of our team to learn more about our coverage and services, and how we can help you tailor a solution for you and your clients.
Property and casualty
Anna Stephanos
Assistant Vice President, Industry Solutions
770-353-6043
astephanos@hanover.com
Marine and industrial property
Chris Zaneski
Vice President, Distribution Management
240-638-5706
czaneski@hanover.com
Professional and executive lines
Greg Ketay
Vice President, Distribution Management
630-760-3045
gketay@hanover.com